CU Promise Home Loans

The CU Promise Difference

The CU Promise home loan program is more than just a mortgage offering; it’s a commitment to our credit union members. The CU Promise home loan program combines accessibility, flexibility, and trust through our distinct guarantees. We’re dedicated to providing accessible and flexible home financing options that empower you on your path to homeownership.

At the heart of CU Promise are our unwavering guarantees:

We understand the importance of timely decisions in the home-buying process. We guarantee a swift decision for qualified CU Promise loans to bring you peace of mind.
We respect the significance of a home loan closing. With CU Promise, we commit to closing by the date you select at application. Say goodbye to unexpected delays.
Convenience matters. We prioritize local service and will keep your loan servicing in Maine, ensuring you receive prompt and personalized assistance.

Experience the Ease of CU Promise Home Loans

Choosing a home is a significant decision. Whether you dream of transforming a fixer-upper or are looking for a move-in-ready home for your growing family, we’re here to help. With CU Promise Loans, we commit to turning those dreams into reality, offering accessible and flexible financing to make your homeownership journey smooth and stress-free.

CU Promise 97 Loan
97% Financing

Interested in minimizing your upfront costs? The CU Promise 97 loan is tailored to cover up to 97% of the sale price or the appraised value, whichever is lower. This translates to a low 3% down payment requirement for you.
The CU Promise 97 loan stands out for removing the need for a substantial down payment. For those with excellent credit and properties which meet specific criteria, this loan requires minimal upfront costs. Reach out to us today to learn how you might qualify for a 3% down payment with the CU Promise 97 loan.

CU Promise 90 Loan
10% Down with No PMI!

Are you looking for a loan that doesn’t mandate Private Mortgage Insurance (PMI) and takes into account a more comprehensive range of credit scores? The CU Promise 90 loan is designed to offer you greater flexibility.
With its 10% down payment and no mandated PMI, the CU Promise 90 Loan helps your monthly loan payment go even further. No matter what type of property you’re interested in, even if it’s a second home, this flexible loan option might be your optimal choice. Reach out to us today to see how we can help you make the most of your monthly loan payment with the CU Promise 90 Loan.
Let's Discuss Your CU Promise Home Loan
Ready to explore CU Promise home loans? Contact us at 877-505-9555 to speak with our experts and get started on your path to homeownership. We’re here to guide you through the process and help you achieve your homeownership goals.


CU Promise is a signature offering by CUSO Home Lending, a licensed mortgage company owned by Maine credit unions. Since 1993, we’ve been at the forefront of providing exceptional mortgage solutions underpinned by extraordinary courtesy and unparalleled service. In order for us to guarantee the closing date the following is required: All loan conditions required from you and/or the seller or real estate broker (including but not limited to income/asset information, repairs to property, and unresolved title issues) must be received 10 days prior to the chosen closing date. In compliance with the TILA-RESPA Integrated Disclosure Rule, also known as “Know Before you Owe” rule: The Closing Disclosure must be acknowledged by you no later than three (3) business days before the closing. If the actual terms or costs of the transaction change prior to closing, a corrected Closing Disclosure that contains the actual terms of the transaction will be provided. If a corrected disclosure is provided, we may also be required to provide you with an additional three-business day waiting period prior to closing (i.e. the disclosed APR becomes inaccurate or the loan product changes).