Privacy

WHAT DOES CUSO HOME LENDING DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Income
  • Account balances
  • Payment history
  • Credit history
  • Credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CUSO Home Lending chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does CUSO Home Lending share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes - information about your transactions and experiences Yes Yes
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing
Call 800-360-2876 - our menu will prompt you through your choice(s)
Visit us online www.cusohl.com
Mail the form below
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 800-360-2876 or go to www.cusohl.com

Mail-in Form

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.

[ ] Apply my choice(s) only to me

Mark any/all you want to limit:

  • [ ] Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
  • [ ] Do not share my personal information with nonaffiliates to market their products and services to me.
  • [ ] Do not share my personal information with other financial institutions to jointly market to me.
  • [ ] Do not share information about my transactions and experiences with your affiliates for their everyday business purposes.

  • Name: ________________________________
  • Address: _____________________________
  • City, State, ZIP: _____________________
Mail to: CUSO Home Lending
P.O. Box 663
Hampden, ME 04444
Who We Are
Who is providing this notice? CUSO Home Lending
What We Do
How does CUSO Home Lending protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does CUSO Home Lending collect my personal information? We collect your personal information, for example, when you:
  • Apply for a loan
  • Provide account information
  • Show your driver’s license
  • Give us your contact information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account — unless you tell us otherwise.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include:
Financial companies such as credit unions.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include mortgage companies, insurance companies, attorneys/title agents.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit unions and insurance companies.

Privacy Notice © 2019 Wolters Kluwer Financial Services, Inc. All rights reserved.

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